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Click on this informative FedSmith article to learn more about why disability insurance is so critical.
When confronted by some of “life’s little accidents,” or the more unfortunate larger ones, everyone needs protection – and peace of mind. Whether you live alone or have a family, Disability Insurance assures that you are still able to take care of your responsibilities should you be injured or take ill for an extended period of time.
According to the Social Security Administration, “just over 1 in 4 of today’s 20 year-olds will become disabled before reaching age 67.” With statistics like these, why take chances?
Along with the devastating loss of a loved one, a death in the family can burden the surviving members with massive debt and loss of income. With Life Insurance, your beneficiary is protected to cover your final expenses in the event of your passing. This is quite possibly the most important investment you can make for your family, especially if you have credit card, student loan, mortgage, or any other debts that can be left looming over their heads.
It is hard enough to lose a loved one, but it can be much harder for your family to cope with that loss if they also have to face the possibility of losing a car, a home, or the livelihood that they are accustomed to.
Just as any business relies on its employees to carry it along, our country relies on those who have dedicated their lives to public service. From postal employees to the military, and each position in between, Americans in every community feel the presence and support of Federal Employees.